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Uncategorized What Happens If You Cancel a Credit Card? Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense of accomplishment while lightening your wallet and giving you one less bill to worry about. It can, however, also cause your credit score to drop. But if you want to maintain your current credit […]
Uncategorized How to Identify and Deal With Fire Hazards Each year, fires destroy homes and cause serious injuries and deaths all across the country. While many of these events are preventable, it’s important to take into consideration the fact that the average home is filled with fire hazards that homeowners may not recognize. Smoke Detectors Your home should have smoke detectors near the sleeping […]
Uncategorized Smart Home Technology You Can Easily Integrate Into Your Home Smart home technology is advancing beyond telling your phone or internet-enabled device to play music and look up sports scores. Smart thermostats, lightbulbs, plugs, locks and doorbells are available to homeowners, and the list of things technology can connect to within a home is growing every year. Here are some smart devices you may want […]
Uncategorized Transitioning from a Car Lease to a Purchase Leasing can be a smart way to test out a car for a few years without buying it. A lease can give you all of the latest technology and some time to determine if you like the car enough to buy it. If you want to buy it before the lease expires, read the terms […]
Uncategorized 5 Bank Accounts Every Family Should Have Having all of your family’s money in one bank account can make keeping track of your money easier, but it might not help your family meet its financial goals. Instead of one big fund for everything — such as a checking account — you might be better equipped to meet several small financial goals with […]
Uncategorized Healthy Eating Tips to Cut Down on Sodium For most people, there’s no denying that salt is tasty. The sodium-rich ingredient excites our palates and adds flavor to bland food. But too much of a good thing can be bad. According to federal stats, nine out of 10 Americans eat more sodium than they need, which can lead to high blood pressure and […]
Uncategorized How FICO 9 May Increase Credit Scores How medical debt and other collection items are tallied in a credit score is changing, potentially increasing the credit scores of millions of people. Called the FICO 9, the new credit score changes how medical collections are treated from non-medical changes, such as credit cards. A medical debt will now damage a credit score less […]
Uncategorized What to Do Before and After Setting Up a Subscription Service You can buy almost anything through a subscription service today and have it delivered to your home. While the premise behind subscription services is enticing, they can cost you more in the long run if you’re not careful. Here are some things to consider before setting up a subscription service: Why do you want it? If […]
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Uncategorized How to Choose the Best Houseplants Just like picking paint and furniture, it’s important to spend time choosing the best plants for your interior space. Not only should you be considering the care your new plant friends will need, but also how they will impact your space as they grow to their full forms. Below are several tips for picking the […]
Uncategorized Simple Ways to Avoid Defaulting on Student Loans No matter the reason, neglecting to pay your federal student loans can result in a slew of negative consequences, from bill collectors knocking at your door to a big drop in your credit score. It can also make it difficult to be approved for other loans further down the road. But it doesn’t end there. […]
Uncategorized Home Safety Tips Every Child Should Know Home safety is an important, even life-saving topic that you should teach your children about at an early age. If you educate your children on basic home safety principles when they’re young, the lessons will stick with them for a lifetime. Learn to lock a deadbolt. Let your children know that the door should always be […]
Uncategorized Immediate Steps to Take After Losing a Credit Card Losing a credit card can lead to all kinds of problems, especially if you don’t act quickly. Whether it’s lost or stolen, a credit card out of your control could be used to ring up fraudulent charges or even steal your identity, both of which could leave you with a bigger credit card bill to […]
Uncategorized Learn Anything When the Experts Can Come to You Want to master scallopine? Write a best-seller? Play the violin like a virtuoso? You can learn the basics from world-class connoisseurs without ever having to leave home. Through the online magic of MasterClass.com, you can study screenwriting with Martin Scorsese or acting with Helen Mirren. Learn the art of photography with Annie Leibovitz, or the […]
Uncategorized How FICO 9 May Increase Credit Scores How medical debt and other collection items are tallied in a credit score is changing, potentially increasing the credit scores of millions of people. Called the FICO 9, the new credit score changes how medical collections are treated from non-medical changes, such as credit cards. A medical debt will now damage a credit score less […]
Uncategorized 5 Shrubs to Beautify Your Garden According to House Beautiful gardening experts, shrubs can be the stars of any garden because the plants do it all–attract pollinators, create screening and privacy, and offer brilliant splashes of color. Best of all, most shrubs thrive for years without requiring much work on your part! Just be sure the shrub type is suited to […]
Uncategorized How to Clean Painted Walls   Did your toddler scribble on the walls? Or perhaps a year or two of wear and tear have your interior paints looking less than pristine. If your walls could use a little TLC, but you’re not quite ready for a fresh coat of paint, consider the following methods for freshening up. Latex Paints Whether […]
Uncategorized What to Do Before and After Setting Up a Subscription Service   You can buy almost anything through a subscription service today and have it delivered to your home. While the premise behind subscription services is enticing, they can cost you more in the long run if you’re not careful. Here are some things to consider before setting up a subscription service: Why do you want […]
Uncategorized Solving Student Loan Challenges When it comes to student loans, dealing with the lender can be more difficult than repaying the loan. That’s one of the top complaints by consumers in a report of the student loan ombudsman for the Consumer Financial Protection Bureau (CFPB). For federal student loans, more than twice as many consumers (71 percent) reported difficulties dealing with […]
Uncategorized Creating a Rustic Vibe With Wood Decor If you’re a fan of that rustic look, or just love to feature beautiful wood in your space, then your home may already be covered with hardwood floors below, exposed beams above and wood furniture throughout. But if you’re looking to add even more wood to your interior scheme, consider a few of the following. […]
Uncategorized How to Create a Productive Work-From-Home Environment When You Have Kid Kids need constant attention, which can put a damper on your overall productivity when working from home. And while putting your children in front of the TV may seem like the easiest way to keep them occupied during work hours, there are other ways to carve out quiet time so that you can focus on […]
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