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Uncategorized Revolving Credit and How It Affects Your Credit Score Using a credit card to buy lunch or a cup of coffee may not feel like a loan, but it can be if you use it as revolving credit. Revolving credit is a credit line to borrow against and repay repeatedly. The amount of credit you can use each month is your credit line, or […]
Uncategorized How to Avoid Becoming a Victim of Predatory Lending Some unscrupulous lenders use abusive practices, known as predatory lending, to trap borrowers in loans they can’t afford. Those lenders target vulnerable groups, make misleading claims and conceal the true cost of their loans. Types of Predatory Lending It’s legal for lenders to charge borrowers with bad credit high interest rates since they’re riskier than […]
Uncategorized Warning Signs Your Identity Has Been Stolen Identity theft affects millions of Americans every year, with thieves draining people’s bank accounts, destroying credit scores and even ruining reputations. Unfortunately, many victims aren’t aware of an issue until significant damage is done, but by learning the telltale signs of identity theft, you have a much better chance of detecting any problems before it’s […]
Uncategorized A 10-Point Guide to Healthy Meals Most everyone knows a healthy diet is important for a healthy body. But eating the right foods every day might be easier said than done–especially with so much tempting junk food available! If you’re looking to improve your diet, start by making some small changes and learning the keys to healthy eating. Try to include […]
Uncategorized Top 10 Tips for Avoiding Scams Scam artists continue to find new, creative ways to defraud innocent people, making it increasingly difficult for consumers to protect themselves, their families and their money. That said, by remembering these 10 tips from the experts at the Better Business Bureau, you’ll have a much better chance of avoiding most scams: 1. Don’t click on […]
Uncategorized How to Keep Your Car From Getting Stolen   Imagine coming out of your house or a store, only to discover your car is gone–it’s been stolen. No one wants to be the victim of vehicle theft, but according to the National Highway Traffic Safety Administration, over 700,000 drivers are impacted by this “costly crime” every year. And many of those incidents are […]
Uncategorized 5 Tips for First-Time Parents It’s an exciting time when a new baby is welcomed to the world, especially when it’s the first. And first-time parents are some of the most excited when it comes to this life-changing event. However, it’s natural for them to feel nervous and unprepared, especially once they get home from the hospital. But with these […]
Uncategorized How Much Money Should You Have in Your Emergency Fund? Savings Strategies It’s easy to set a vague savings goal, but you won’t build up an adequate emergency fund unless you make a consistent effort. Look at your income and expenses and set a savings goal that is both ambitious and realistic.   4  BEDS 5  BATHS 5520  SQFT FOR SALE $990,000 1232 OLEANDER WAY […]
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Uncategorized Shining a Light on Generator Safety Power outages occur for various reasons, including utility blackouts, downed power lines and severe weather. During an outage, using a portable generator can help you meet your basic power needs, such as providing some lighting or keeping your fridge running and food from spoiling. However, improper use of a generator can pose safety risks, including […]
Uncategorized 6 Surprising Fixes Using Hairspray Hairspray is, of course, a beauty product for styling your hair. However, did you know that you could also use it as a DIY fix for some common problems? According to HomeAdvisor, here are six surprising ways to use hairspray at home: Keep Curtains Dust-Free. Many homeowners claim that a little bit of hairspray goes a […]
Uncategorized How to Maintain the Beauty of Stainless Steel Stainless steel appliances give a renovated kitchen that pop it needs, while stainless steel cookware makes for a durable product that never disturbs flavors yet guarantees a balanced heating of foods. To boot, stainless steel even resists corrosion and rust. However, stainless steel can sometimes be difficult to keep clean. Here are some quick and easy […]
Uncategorized Healthy Food Substitutions for Your Home Baking Anytime is the perfect time to enjoy a warm home baked dessert. Between birthdays, holidays and the days in between, there is little doubt you will find yourself indulging throughout the year. If you want to make more healthy choices without sacrificing your baked goods, try these helpful substitutions. Applesauce for Oil or Butter: This […]
Uncategorized Home Safety Tips Every Child Should Know Arm and disarm the home security system. With thousands of burglaries happening each day, it’s wise to invest in a home security system. Teach your children how to arm and disarm the system and what to do should it go off when they’re home or sleeping. Memorize the escape plan. Just like how elementary schools conduct fire […]
Uncategorized Down to One Income? It’s Not the End of the World Kathie Aldunate Realtor Century21 New Millennium 1730 West Street, Annapolis.21401 C:443-717-0292 O:410-266-905 .#AnnapolisRealtor #AnnapolisHomes. #AnneArundelCountyLiving #AnnapolisRealEstateMarket., #OdentonHomes, #SeniorDownsizing #AnnapolisRealEstateMarket, #AnneArundelCountyLiving, #CroftonRealEstate, #DreamHome, #GambrillsRealtor, #MarylandRealEstate, #MoveWithKathie.,
Uncategorized When to Buy an Extended Warranty, and When Not To It may be one of the last questions you’re asked before you buy something, but it can be one of the most important: Would you like to buy an extended warranty? Your first thought might be why? Why buy a warranty for something I’m buying new and should have a long life ahead of it? […]
Uncategorized Bathrooms Are Trending Toward Space and Comfort
Uncategorized Money Mistakes to Avoid After a Divorce A divorce can be one of the most difficult things to go through in life. Financial mistakes after a divorce don’t have to be on that list. Here are some money mistakes to stay away from so you can bounce back and move forward with your life:     Not Budgeting With your income likely […]
Uncategorized 5 Things to Know About Concierge Medicine If time is precious to you, and making time for doctor visits is problematic, you may be considering concierge medicine—sometimes called direct primary care—a service for which patients pay an upfront fee, typically an annual or monthly retainer, in order to have their physician at their beck and call. Some 6,500 physicians in the U.S. currently offer […]
Uncategorized Why and How to Make Your Own Compost ile, organic material can react with metal in landfills and pollute groundwater. Vehicles that are used to transport waste to landfills release carbon dioxide, and organic material that breaks down in a landfill releases methane. Carbon dioxide and methane are both greenhouse gases that contribute to climate change. By using organic waste for compost instead […]
Uncategorized Is a House Without Music Really a Home?   No home is complete without some songs. Music is terrific to listen to as you cook and clean or when the family gathers for dinner. It’s also ideal when entertaining guests or to just listen to as you relax and clear your mind. And there are lots of ways for you and your family […]
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